Check the model and tool
Confirm that your model is available and your tool supports the required API. Model availability alone does not confirm tool compatibility.
CHOOSE YOUR AI ACCESS
Compare monthly subscription stacks ($20/mo ChatGPT + $20/mo Claude + $20/mo Cursor) against one prepaid API key for all frontier models with automatic prompt caching and zero monthly lock-in.
INTERACTIVE STACK AUDIT
Toggle the AI subscriptions you currently pay for, select your coding intensity, and see what that same workload costs on Newton’s pure pay-as-you-go gateway with 85% prompt cache pass-through.
Consider the price, setup work, waiting time, and reliability you need.
| Option | Best when | Cost | Setup and delay | Controls | Tradeoff |
|---|---|---|---|---|---|
| Wait for reset | The task can wait and included capacity will return soon enough. | Usually no additional cash cost. | Potentially high delay; no new integration. | Provider controls and reset rules. | Momentum and deadline cost can exceed the money saved. |
| Provider credits | One provider already fits the workload and its extra-usage economics are acceptable. | Provider-specific metered usage. | Low if you stay in the same ecosystem. | Provider-specific usage and billing controls. | Keeps the workload and balance tied to one provider. |
| Direct API | One provider dominates a large or predictable programmatic workload. | Direct provider usage rates or negotiated terms. | Provider-specific account, billing, keys, and operations. | Direct relationship and provider-native controls. | More operational fragmentation when several providers are needed. |
| Newton’s | You need available models through one API, prepaid credits, and per-request costs. | Prepaid credits at published model prices. | OpenAI-compatible endpoint/key change for supported workloads. | Explicit model choice, visible credits, and request activity. | Adds another service between your app and the model provider. |
Confirm that your model is available and your tool supports the required API. Model availability alone does not confirm tool compatibility.
Usage draws from prepaid credits. Request limits and model availability apply. Start with a small request and review its cost in Activity.
If your task needs a specific privacy, regional, or contractual arrangement, confirm it before sending data.